Ijarah Advantage Across Yield Levels, 30-Year Horizon

30-year terminal value on $1,000,000 · Ijarah pays zakat on profits only; deposits pay zakat on the full balance · the gap widens with yield

Ijarah — zakat on profits

Deposit — zakat on balance

Invesense Research | 2.5% annual zakat rate, long-term holding intention per Fiqh Council guidance | May 2026